PersonalFinance
Personal Finance Solutions
There’s a Lexus for every kind of journey. There’s also a Lexus Financial Services product for every life journey. We’ve designed our loans and leases to be flexible so that you can shape them to your unique needs.
Consumer Fixed Rate Loan
Tailored to your circumstances, a Consumer Fixed Rate Loan provides you with the security of a fixed interest rate for the term of your vehicle loan.
Providing you with great flexibility to choose your vehicle, your loan term, your payment option and deposit amount (if any), the Consumer Fixed Rate Loan can get you into the Lexus you want.7
Lexus Financial Services also offers a fixed rate loan for businesses.
How does it work?
- Get in touch with your preferred Lexus Dealer
- Decide on your loan payment details
- Pay a deposit (or don’t), that’s your choice
- Driveaway in your new or used Lexus or non-Lexus vehicle
Benefits
- A personalised interest rate that is fixed for the life of the loan
- Select the new or used Lexus that’s right for you
- Customise your deposit amount, your repayment term (1-7 years) and your repayment frequency
- Incorporate on road costs into your fixed rate loan
Target Market Determination document available here
Full-Service Lease
We’ve reinvented the new car experience with a Full-Service Lease package that delivers the best of Lexus, all in one.
Our all-in-one package includes insurance8, maintenance and registration. All of this organised for you and bundled into one simple monthly payment (excluding optional extras).
Lexus Ownership Solutions
Determined by Lexus Financial Services, the Guaranteed Future Value2 is the minimum value of your new Lexus at the end of your vehicle loan contract, subject to fair wear and tear and agreed kilometres being met.
At the end of your loan term, you have the option to replace, retain or return your vehicle.
Novated Lease
A Novated Lease uses salary packaging. Your employer pays for your vehicle lease and running costs out of your salary package, through a combination of pre-tax and post-tax salary deductions.7
Lexus Financial Services also offers a novated lease for businesses.
How does it work?
- Choose the right Lexus for you
- Set up your lease through your employer and decide on a term that works for you (1-5 years)
- Enjoy your vehicle. Your employer will take care of the repayments through salary deductions
- At the end of your lease, you may buy the vehicle outright, extend the lease or get a new vehicle with a new novated lease
Benefits
- Choose and drive the Lexus that suits your lifestyle
- The option to include all vehicle running costs including servicing and fuel
- Fixed payments for the term of the lease
- Flexibility with a range of lease terms from 1-5 years
- Competitive servicing, maintenance and tyres
- Further savings with a fuel card
Finance Calculator
With a Lexus Ownership Solutions loan we’ll let you know the Guaranteed Future Value2 of your vehicle and you have the ability to replace, retain or return the vehicle at the end of your loan contract.
Interested in next steps?
You may like to contact us, as our experts will be able to answer any questions and talk through your options.
This document summarises the main types of fees across all Lexus business vehicle loans.
Alternatively, you may like to read the frequently asked questions to learn more.
Target Market Determination document available here
